Lasting Power of Attorney

Get in touch today to discuss the most suitable solutions to protect you and your family.

1 Step 1
2 Step 2
3 Step 3
4 Step 4
5 Step 5
6 Step 6
How old are you?
Are you a homeowner?
What is your marital status?
Who is the Will for?

A Guide to Lasting Power of Attorney

A Lasting Power of Attorney (LPA) is a way of giving someone you trust the legal authority to make decisions on your behalf if you lack mental capacity* at some time in the future or you no longer wish to make decisions for yourself.

There are two types of LPA: 1. for financial affairs 2. for health and welfare decisions

LPA for financial affairs

This element can be used while someone still has mental capacity. 

An attorney (the person who makes decisions for you) can generally make decisions on things such as:

  • buying and selling property
  • paying the mortgage
  • investing money
  • paying bills
  • arranging repairs to property.


LPA for health & welfare decisions

This covers decisions about healthcare as well as personal welfare and can only be used once a person has lost mental capacity. 

An attorney can generally make decisions about things such as:

  • your medical health
  • resuscitation
  • where you should live
  • what you should eat
  • who you should have contact with
  • what kind of social activities you should take part in

You can restrict or specify the types of decisions your attorney can make, or you can allow them to make all decisions on your behalf.

*’Mental capacity’ means the ability to make a decision. A person with mental capacity has at least a general understanding of the decision they need to make, why they need to make it and the likely consequences. Sometimes people can make some kinds of decisions but don’t have the mental capacity to make others.

Please speak to our specialist advisers if you need more information on this product. Assured Wills & Estate Planning Ltd.